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Welcome to Sound Credit Union

Financial well-being is within reach.

Expert guidance and tech-forward banking.

Join TodayAbout Sound Credit Union

Experience the power of community with
Sound Credit Union.

Discover a banking experience that is rooted in trust, collaboration, and shared success. Join us and unlock the potential of banking with a credit union.

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Financial Wellness

Elevate your financial
well-being

Get all the member perks you deserve from stellar service, lower rates, free workshops, financial counseling, and more.

Explore the perks of being a credit union member.
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Digital Banking

Access your finances anywhere, anytime

Take control of your finances with our convenient and secure digital banking platform, allowing you to manage your money effortlessly from anywhere, at any time.

Learn more about Digital Banking.
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Community Impact

Support your community

Actively support and uplift the community by participating in various initiatives and community events that make a positive impact on the lives of your neighbors.

Upcoming Events
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About Sound Credit Union

Own a part of your banking institution

We’re Northwest born, started by 51 telephone workers in 1940. As a locally-owned co-op, we serve over 170,000 members, who each own a small part of our credit union together.

Learn more about who we are.
Join Sound

Find the account or service that meets your needs

Select the group you most identify with and what you’re trying to do, and we’ll lead you to the product or service to help meet your needs.

Browse our products and services

Personal Checking & Savings
Personal Credit Cards & Loans
Personal Services
Business Checking & Savings
Business Credit Cards & Loans
Business Services
Resources
About

Featured Rates

Used Auto Loans
as low as
4.89%
APR
12 Month Certificate
$500 min bal
3.75%
APY
High-Yield Money Market
$0 min bal
2.02%
APY
See all Rates

Join Sound Credit Union

Become a member by opening a savings account. All it takes is 5 minutes, and $0 minimum opening deposit.

Open an Account

Want to be money smart? We’ve got your back.

Visit our Life & Finances section for tips, tutorials and everyday advice to help you slay your personal finances.

Root Out Hunger Campaign Icon

Root Out Hunger in Western Washington

As advocates for increasing nutrition assistance programs, we hope to reduce childhood poverty and build healthier, thriving, families and communities. Continue reading →

what is a certificate of deposit

What Is a Certificate of Deposit? Understanding the Basics and Benefits

Learn what a certificate of deposit is, its benefits, and how to maximize your earnings with Sound Credit Union. Continue reading →

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It’s Almost Shred Day!

Sound Credit Union’s Shred Day is Saturday, May 31, 2025 from 9am to 1pm (or until the truck is full) at 2 locations: Alderwood Branch and Pacific Ave Branch Continue reading →

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Disclosures

FEDERALLY INSURED BY NCUA. Equal Housing Opportunity.